logo
Insurance

Insurance Information

A. ICBC Auto Accident Insurance

If you have an ICBC claim number, you are eligible for up to 12 free treatments. It does not matter who is at fault for the accident. If you need more than 12 treatments or if 12 weeks have passed, you can extend the number of treatments or the treatment period with approval from an ICBC adjuster.

B. MSP BC Provincial Medical Insurance

Under the Supplementary Benefits of the BC provincial medical insurance, if you are receiving Supplementary Benefits, you can receive up to $23 per acupuncture treatment, up to a total of $230 annually (10 treatments). For information on eligibility, please contact our Sunshine Oriental Medicine Clinic.

For more details about MSP Supplementary Benefits, please refer to the BC provincial government website.

C. Extended Health Benefits

Acupuncture treatment is covered by most extended health plans. Please check your benefits booklet or contact your insurance provider in order to be clear on the details of your coverage.

Usually a certain amount per year is allocated to different types of therapy such as RMT registered massage therapy, physiotherapy, chiropractor, and acupuncture.

Some providers pay a percentage (usually 70% ~ 100%) per visit. Some plans offer a dollar amount per year instead of a percentage.

To receive Extended Health Benefits insurance reimbursement, please submit your receipts to your provider directly. We recommend that you submit your receipts regularly – each 3 months or so is a good habit to get into.

icbc

Participating Insurance Companies:
  • Alberta Blue Cross
  • Beneva
  • BPA – Benefit Plan Administrators
  • Canada Life
  • Canadian Construction Workers Union
  • Chambers of Commerce Group Insurance
  • CINUP
  • ClaimSecure
  • Coughlin & Associates Ltd.
  • Cowan
  • D.A. Townley
  • Desjardins Insurance
  • Equitable Life
  • First Canadian
  • GMS Carrier 49
  • GMS Carrier 50
  • GreenShield
  • GroupHEALTH
  • GroupSource
  • Industrial Alliance
  • Johnson Inc.
  • Johnston Group Inc.
  • LiUNA Local 183
  • LiUNA Local 506
  • Manion
  • Manulife Financial
  • Maximum Benefit
  • Medavie Blue Cross
  • Pacific Blue Cross
  • People Corporation
  • RWAM Insurance Administrators
  • Sun Life Financial
  • TELUS AdjudiCare
  • The Co-operators
  • Union Benefits
  • UV Insurance

Patients who wish to file a direct claim with their insurance company will need to provide the following information: insurance company name, policy number, ID number, name of the policyholder, date of birth, and relationship (if the policy is in a family member's name).

Additionally, if you have more than one insurance policy, direct claims can only be made with your primary insurance (except if one of the insurers is Pacific Blue Cross or Green Shield). For a secondary plan, you will need to file the claim directly with the insurance company. If the insurance company does not accept direct claims, you can submit the treatment receipt issued by our clinic directly to the insurance company.

D. Travel Insurance and Student Insurance

If you are visiting BC or hosting guests from another country and some injury or medical condition occurred, your travelers insurance can cover all the medical treatment received from us. Coverage is worldwide as long as the majority of the time is spent in Canada. It's the perfect plan for visitors to Canada, returning Canadians and landed immigrants awaiting provincial health care coverage.

travel insurance
E. WCB

Injury or medical condition occurred in your work place, WCB covers your medical expenses. Call the WCB at 1-888 967 5377 to report a workplace injury to a Claim Information Representative.

Available Insurance:

ICBC, MSP,
Extended Health Benefits,
Travel Insurance

Coverage Benefits:

Varies by Insurance Provider

한글 / 中文
×

Book now